investlyk
What the 10-K says. What Wall Street says. The gap between them.
investlyk pairs fundamental analysis from SEC 10-K filings (via restnvest) with analyst price targets and ratings (via Anachart) — so every stock page answers the question professionals ask: what does the business do, what does Wall Street expect, and where do those views agree or diverge?
Latest analysis
Broadcom: a 4-of-4 AI compounder in a pullback, with near-unanimous analyst Buys
A 4-of-4 financial scorecard pairs 48% revenue growth and a 49% operating margin with a stock 25% below its high and weakening structure. At 61x earnings, 28 analysts see about 35% upside to a $499.04 average target — 95% Buy, 5% Hold, no Sells. Current price: $369.34.
Qualcomm: a cheap, cash-rich chipmaker at 20x — and the most divided analyst coverage in this group
A 2-of-4 scorecard pairs cash-backed profits and a 21.6% free-cash-flow margin with revenue down about 3.5% and weakening price structure. The stock trades at 20x earnings, 30% below its high, and analysts are split — 42% Buy, 44% Hold, 14% Sell across 19 firms, with about 7% upside to a $193.97 target. Current price: $181.92.
Tesla: a 1-of-4 scorecard priced at ~390x, and the most polarized analyst coverage anywhere here
A 1-of-4 financial scorecard pairs a strong balance sheet with declining growth, weak profit quality and a ~4% operating margin. The stock trades near 390x earnings, 15% below its high, and 27 analysts are split — 65% Buy, 18% Sell, with targets spanning $25 to $600 around a $414.62 average. Current price: $425.30.
Coinbase: a cash-rich exchange 66% off its high, with the widest upside gap to target in this group
A 2-of-4 financial scorecard pairs cash-backed profits and a 38% free-cash-flow margin with revenue down 31% and a stock 66% below its high. Yet 22 analysts see roughly 90% upside to a $287.45 average target — 56% Buy, 38% Hold. Current price: $151.65.
Robinhood: a profitable fintech recovering off its lows, with near-unanimous analyst Buys
A 3-of-4 financial scorecard pairs 41% margins and compounding equity with a stock 34% below its high but recovering. At 48x earnings, 20 analysts see about 17% upside to a $118.94 average target — 89% Buy, 11% Hold, no Sells. Current price: $101.83.
McDonald's: a 3-of-4 franchise compounder in a price slump, with no analyst Sells
A 3-of-4 financial scorecard pairs a 44% operating margin and compounding equity with a stock 22% below its high and drifting lower. At 22x earnings, 24 analysts see about 32% upside to a $351.90 average target — 57% Buy, 43% Hold, no Sells. Current price: $267.18.
Starbucks: a turnaround priced at 79x earnings, with analysts barely above today's price
A 0-of-4 financial scorecard pairs cash-backed brand strength with negative free cash flow and a weak profit signal mid-turnaround. The stock trades at 79x earnings, 4% below its high, yet 20 analysts see only about 3.5% upside to a $108.27 average target — 57% Buy, 41% Hold. Current price: $104.06.
Boeing: back to revenue growth and 91% Buy ratings — with a Debt Risk flag and barely any earnings beneath it
Revenue is growing 14% again, but the scorecard is 1-of-4 with a Debt Risk flag, the P/E is 88x and return on assets is negative. Even so, 91% of 14 analysts rate it Buy, and the $271.18 average target implies about 20% upside with the stock 11% below its high. Current price: $225.63.
Chevron: declining earnings and stalling timing — but three in four analysts still see double-digit upside
A 1-of-4 Financial Scorecard with a Value Pressure flag and 0-of-3 timing signals describe a business in a soft patch of the cycle. Yet 74% of 19 analysts rate it Buy, and the $203.28 average target sits about 14% above the price, even as the stock trades 17% below its high. Current price: $177.58.
Johnson & Johnson: a strengthening business near record highs, with almost no upside left to consensus
A 3-of-4 Financial Scorecard, 9.9% quarterly revenue growth and the best timing signals in this group (2-of-3). But the stock is just 7% below its high, valuation scores 1-of-4 sensible, and 21 analysts' $236.21 average target sits under 1% above the price, with 52% rating it only Hold. Current price: $234.20.
Nike: 44% off its high with earnings still falling — and analysts split between turnaround and trap
A 1-of-4 Financial Scorecard, flat revenue and a 2.8% free-cash-flow margin describe a brand in reset. The stock is 45% below its 52-week high, yet 26 analysts see a $63 average target — about 43% above the price — while 43% of them rate it only Hold. Current price: $44.19.
Pfizer: a cheap multiple and heavy free cash flow — and the most bearish analyst coverage in this group
A 2-of-4 scorecard pairs cash-backed profits and a 19.6% free-cash-flow margin with declining revenue and earnings. The stock trades at 19x earnings, 8% below its high — but only 23% of 12 analysts rate it Buy, against 60% Hold and 17% Sell. Current price: $25.92.
Visa: a top-tier payments network near its highs, where the only real debate is price
A 3-of-4 Financial Scorecard, 17.1% quarterly revenue growth and a 48.4% free-cash-flow margin — but the stock sits 8% below its high with valuation scored 1-of-4 sensible. 89% of 18 analysts rate it Buy, yet the $403.29 average target implies only about 22% upside. Current price: $330.38.
Amazon: a 4-of-4 business with 98% Buy ratings and 32% upside, trading 15% below its high
A four-of-four Financial Scorecard, revenue up 12.4% to $743 billion, and 98.34% of 41 analysts rating Buy with an average target of $315.05 — about 32% above the price. Yet Amazon trades 15% below its 52-week high with a weakening trend. Current price: $236.87.
Intel: up 415% in a year, yet the average analyst target sits 38% below the price
Intel's stock has risen more than 400% over the past year, but the business is unprofitable — a 0-of-4 Financial Scorecard, a negative net margin, and cash burn from its foundry buildout. The 32 analysts covering it are 79% Hold with an average target of $66.04, about 38% below the price. P/E is not meaningful on negative earnings. Current price: $111.52.
JPMorgan: near record highs, with analysts split and single-digit upside left
JPMorgan trades just 7% below its 52-week high at a reasonable 15x earnings, yet the consensus is muted: 17 analysts split 52% Buy / 48% Hold, with an average target of $335.31 — only about 8% above the price. Timing signals are 0 of 3 supportive. Current price: $314.87.
Eli Lilly: explosive growth and 95% Buy ratings, but the stock has nearly caught its targets
Revenue up 45%, a three-of-four Financial Scorecard, and 94.52% of 20 analysts rating Buy — yet Eli Lilly trades just 3% below its all-time high at 41x earnings, and the average target of $1,229.19 implies only about 7% upside. Current price: $1,149.75.
Microsoft: nearly every analyst says Buy, yet the stock sits 25% below its high
Revenue up 14.9%, a four-of-four Financial Scorecard, and 96.69% of 31 analysts rating Buy with an average target of $575.69 — almost 40% above today's price. Yet Microsoft trades 25% below its 52-week high, drifting lower, at a moderate 24x earnings. Current price: $408.56.
Exxon Mobil: declining earnings and a 1-of-4 scorecard, yet two-thirds of analysts still say Buy
Revenue and earnings are both falling — a 1-of-4 Financial Scorecard, with earnings down 46% year over year — yet 68.66% of 20 analysts rate Exxon Buy, with an average target of $165.11, about 10% above the price. The P/E reads 25x only because profits sit at a cyclical low. Current price: $150.64.
Apple: a 3-of-4 business trading above where most analysts think it belongs
Revenue +16.6%. Financial Scorecard 3 of 4 strong. Yet at $306.31, AAPL trades just 3% below its high and above the $299.52 average analyst target — implied downside of about 2%. Coverage: 65% Buy, 29% Hold, 6% Sell. P/E 35.3x.
Costco: a quality compounder with thin profits, down 14%, and modest room to the analyst target
Revenue +21.5%. Financial Scorecard 3 of 4 strong — but Profit Quality is weak. At $946.11, COST is 14% below its high with about 13% upside to the $1,068.79 average target. Coverage: 75% Buy, 25% Hold. P/E 60.7x.
Micron: a 3-of-4 business in an AI memory boom — with the stock now far above every analyst target
Revenue +62.4%. Financial Scorecard 3 of 4 strong. Yet at $1,035.50, MU trades roughly twice the $486 average analyst target and above even the $700 high. Coverage is 94% Buy. P/E 26.8x. The rally has outrun the price targets.
Bank of America at 13x earnings: a near-unanimous Buy panel, and a fundamental scorecard that disagrees
Revenue +8.1%. Earnings +16.6%. Financial Scorecard: 1 of 4 strong. P/E 12.95, Price/Book 1.34. BAC trades 9% below its 52-week high. 19 analysts: 94% Buy, 6% Hold, 0% Sell — average target $60.16 vs current $52.20. Recent visible updates were almost all target raises.
Caterpillar at 45x earnings: a 160% one-year rally, and an analyst panel that keeps raising targets to catch up
Revenue +22.2%. FCF margin 5.3%. ROE 51.3%. Financial Scorecard: 2 of 4 strong. P/E 45.3 — high for an industrial cyclical. CAT trades 2% below its 52-week high. 18 analysts: 62% Buy, 31% Hold, 7% Sell — average target $760.69 vs current $908.55. Implied 'upside' is negative; recent visible updates were almost all big raises.
Disney: a 90% Buy panel, a hit ratio of 58%, and a stock priced 17% below its 52-week high
Revenue +6.5%. Earnings down 31% in the latest quarter. FY 2025 Financial Scorecard: 3 of 4 strong. P/E 16.52, Price/Book 1.65. DIS is 17% below its 52-week high and down 7% over the past year. 19 analysts: 90% Buy, 10% Hold, 0% Sell — average target $133.88 vs current $103.28. Implied upside +29.6%.
GE Vernova: every recent analyst update was a target raise — and the stock has still run past the consensus
Revenue +16.3%. Earnings up sharply post-spinoff. Financial Scorecard: 2 of 4 strong, with Profit Quality flagged Profit Without Cash. P/E 31.5. 12% below the 52-week high. 23 analysts: 82% Buy, 16% Hold, 1% Sell — average target $976.61 vs current $1,038.74. Implied upside: -6%. The catch: the recent visible updates were all big raises.
Adobe: every analyst still rates it Buy or Hold — and almost every recent update was a price target cut
Revenue +12.0%. FCF margin 38.1%. ROE 58.8% (ROA 18.9%). Financial Scorecard: 3 of 4 strong. P/E 14.3 — a decade-low for ADBE. Yet ADBE is 42% below its 52-week high. 25 analysts: 63% Buy, 34% Hold, 4% Sell — average target $364.78 vs current $244.76. The catch: of the visible recent updates, all were cuts.
Walmart: 24-of-25 analysts rate it Buy, the average target is $136 — and the business runs on a 3% margin
Revenue +7.3%. Earnings +18.8%. Financial Scorecard: 2 of 4 strong, with Profit Quality flagged Weak — Walmart runs on a 3.1% profit margin and a 1.0% free cash flow margin. P/E 41.8. 11% below the 52-week high. 27 analysts: 98% Buy, 2% Hold, 0% Sell — average target $136.09 vs current $120.27. Hit ratio 92%, average 566 days to hit.
SoFi: revenue up 42%, stock cut in half, and 70% of analysts on the sidelines
Revenue +42.5% YoY. Earnings +134.4% YoY. Profit margin 14.8%. Yet SOFI trades 52% below its 52-week high, with restnvest flagging only 1 of 4 Financial Scorecard signals strong. 18 analysts: 17% Buy, 70% Hold, 13% Sell. Average target $21.05 vs current $15.69.
UnitedHealth: 85% of analysts say Buy — and restnvest flags 1 of 4 signals strong
Revenue +2.0% YoY. Profit margin 2.68%. Yet UNH has rallied 29.8% over the past year and sits 5% below its 52-week high, with restnvest's Timing scoring 3 of 3 supportive. 26 analysts: 85.29% Buy, 13.73% Hold, 0.98% Sell. Average target $448.17 vs current $383.30.
Oracle: 47% off its high after the AI hype, levered FCF gone negative — and analysts still see 24% upside
ORCL trades at $182.66 — 47% below its 52-week high of $345.72. Revenue +21.7% and 3 of 4 Financial Scorecard signals strong, but levered FCF has turned to −34.8% of revenue under the weight of AI capex. 32 analysts cover the stock — 70% Buy, 30% Hold, 0% Sell — with an average target of $238.62 implying 24% upside.
NVIDIA: the business every analyst loves, at a price that tests conviction
Revenue +65% FY26. Net income $120B. Financial Scorecard 4 of 4 strong. 38 analysts cover NVDA — 96.76% Buy, 0% Sell — with an average target of $270 implying 21.56% upside. Yet the stock sits 6% from its all-time high, P/E at 45.46x, and timing reads 2 of 3 supportive with Stretch flagged as Overheating.
Crocs: the rally has run past the consensus — with earnings down 108% and a Debt Risk flag
At $105.29, CROX trades above the average analyst target of $101.75 — implied upside -3.36%. 12 analysts split 57% Buy, 30% Hold, 13% Sell. Revenue -1.5%. Earnings -108.5%. Restnvest flags Growth: Declining, Profit: Weak, Debt: Risk.
Palantir: strong business, 30% pullback, and the most divided analyst coverage in software
Revenue +56.2%. Earnings up 251.6%. Financial Scorecard: 4 of 4 strong. Yet PLTR is 30% below its 52-week high, trading at 231x earnings, with coverage split: 36% Buy, 48% Hold, 15% Sell. Average analyst target: $182. Current price: $145.89.